Orthopedic knee surgery may be
used to treat knee problems that do not respond to other treatments. If you
have a condition that may require surgery, you may want to understand the
potential costs so that you can plan for them. Below, we will take a look at
what influences orthopedic knee surgery costs, as well as how insurance covers
knee surgery.
Types of Orthopedic Knee Surgery
There are two main types of
knee surgery: open knee surgery and arthroscopic knee surgery. Open knee
surgery is most commonly used to treat more extensive knee problems, such as
total knee replacement for arthritis. Arthroscopic surgery is a minimally
invasive form of surgery that can be used to treat less extensive knee
problems, like meniscus or ligament tears.
It is preferable to use
arthroscopic knee surgery whenever possible. Arthroscopic
surgery has lower risks and a shorter downtime, making it preferable from
the patient's perspective. In addition, arthroscopic surgery usually costs less
to perform than open knee surgery.
What Influences Cost
Each case is unique, and knee
surgery can cost different amounts depending on the specifics surrounding an
individual case. Some of the factors that influence orthopedic knee surgery
costs include:
- How high the local cost of
living is
- Whether or not open knee
surgery is used
- Whether or not a hospital
stay is required
- How long is takes to perform
the surgery
- How many resources the
surgery takes to perform
- What the individual
surgeon's rates are
Insurance Coverage
Insurance covers orthopedic
knee surgery costs, because knee surgery is only used in cases where it is
medically necessary. Insurance policies vary widely in the terms of their
coverage, so that patients may have very different out-of-pocket costs
depending on their coverage. If you have a high deductible that you have not
yet met, you may pay for a large portion of the surgery on your own. If you
have a low deductible or no deductible, you may pay very little out-of-pocket.
Thanks to insurance coverage
and the widespread availability of patient financing, the majority of patient
are able to afford their orthopedic
knee surgery costs without issue. If you're out-of-pocket costs are too high
for you to handle all at once, you can use financing to spread out the cost of
treatment over a longer period of time. Some financing options include credit
cards and third-party health care financing companies.
Dr. Howard Marans would be happy
to meet with you about your knee health. To schedule your consultation today,
please click below and enter your information or call (714) 979-8981.
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